Money saving tips

We understand that paying your bills can feel overwhelming. We've put together tips and advice to help you managing rising costs.

Utility bills 

If you find yourself struggling or have concerns, there are a lot of resources you can turn to and helpful tips that can save you money.

If you’re falling behind on your utility bills, speak to your supplier as soon as possible. They usually help by putting together a payment plan. 

Gas bill

Understanding how to lower your gas bill will help you to manage your finances.

Here are some top money saving tips:

1. Take a look at your energy bills and speak to your provider to make sure that you are the best tariff for your home
2. Try using uSwitch or Which? to compare the market and find the best tariffs
3. Keep your meter readings up to date to avoid estimated bills. If you have a smart meter, make sure it's providing readings to the supplier, your only indication that it is not working will be an estimated bill.

Tips for around the home:

1. By reducing your central heating temperature by one degree you can save money on your bill
2. Close doors and shut curtains, this will help your rooms retain heat
3. Try not to hang clothes over radiators or obstruct them with furnishings, as this reduces the ability to heat up the room
4. Block drafts around doors and windows.

Electricity bill

There are a number of government schemes which can help towards your electricity bills, these include The Warm Home Discount, Cold Weather Payment and Winter Fuel Payment. Each schemes has its own eligibility criteria.

Top tips on saving on your electricity bill at home:

1. Use uSwitch or Which? to compare the market, find the best tariffs and see if you can start saving
2. Use low-energy and energy efficient light bulbs
3. Don’t leave items on standby
4. Maximise how you’re using your washing machine, tumble dryer and dishwasher.

If you’re in gas and/or electricity arrears, see if your supplier has a charitable trust that could help.

Water bill

One way to reduce the amount you spend on your water bill is by installing a water meter. The meter will measure how much water you use, and your provider is likely to take a reading twice a year.

Unmetered homes are often charged at a stand tariff based on the value of your home.

Top tips on saving money on your water bill:

• Never boil more water than you need
• Always use a full washing machine
• Limit the length of time you leave the tap running
• Use a washing up bowl for dishes and fruit and vegetables
• Shower instead of taking a bath
• Reduce your flush.

Home Energy Advice Team

If you need help understanding your utility bills, changing provider or making your home more energy efficient, our Home Energy Advice Team can help. 

Find out more about our Home Energy Advice Team.

TV, broadband and phone

If you're trying to save money on your household bills, looking at your TV, broadband and phone packages is a good way to start. It's always good to look around and review what options are available.  

Take a look at the entertainment services you're subscribed to and consider whether you really need then.

Choosing the right broadband provider for you

Before switching, make sure you consider what package is best for you and your family. When considering broadband think about:

• What you're using the internet for
• How many people in your household use the internet.

If switching provider is the right decision, make sure that leaving your current provider won't cost you anything. You may find that there's a cancellation charge if you leave the contract early.

If your contract is coming to an end but you're happy with the service, it might be worth negotiating a better deal before switching.

Social tariffs

Cheaper broadband and phone options are available for those on means-tested benefits. Social tariffs are delivered in the exact same way as normal packages and range from £10 to £20 per month.

You're eligible to apply for a social tariff if you receive any of the following benefits: