If you have money worries or are struggling to pay your bills, the first thing we recommend you do is create a budget. A budget will help you to understand your household income, outgoings and identify where you might be able to save money.
There are lots of online tools to help you see how your finances work out. An easy one to use can be found on Moneyhelper.org.uk. It is simple to edit and is anonymous to use.
To build a budget you will need:
- time
- bank statements
- pay slips
- receipts
- household bills.
We know that setting up a budget is often a daunting first-step, but it's the best way to take back control of your money.
More help and advice
Struggling to pay your rent
Speak to your dedicated Income Officer.
Benefits and welfare
Find out what benefits and welfare you might be entitled to.
Springboard Fund
Help for customers struggling with the cost-of-living crisis and rent liability.
Help with budgeting
Take back control of your finances by creating a budget.
Insolvency options
What to do when debts have become too much.
Borrowing money affordably and safely
The best ways to borrow money.
Money saving tips
Helping you keep prices low at home.
Managing your money
Choosing the right bank account for your needs can help you to manage your money.